Ethereum – Now Has A Market Capital Higher Than Bank Of America Mastercard And Paypal!  

What is Ethereum?  

This is the digital currency upon which the entire crypto currency network called ‘the blockchain’ is based. Bitcoin is also part of this ‘blockchain’, but by contrast does not support the variety of technological advances upon which Ethereum has been developed. 

Bitcoin is seen as ‘digital gold’ and a store of value and a hedge against inflation. Bitcoin has a higher market capital than Facebook.  However with Etherium now surging in price, this is now also been seen by many investors as an asset likely to grow in value possibly even greater than Bitcoin!

With ‘price’ being the main criteria for a potential gain, many investors believe that Ethereum could grow up to 3 times before the year’s end compared to Bitcoin which may see around double. Hence we now have Ethereum as the main player out of the top two contenders. These coins are inherently less risky (or volatile) compared to other lesser priced coins. However the price gain potential in the lesser priced coins is potentially higher.  

If all this sounds fraught with danger and complexity you are not alone. 

Over the past few months I have been writing this column to help non-crypto investors to switch from money in the bank, to money in digital assets. The returns over the past 5 years in Bitcoin have been staggering at 33 x investment. This means that £50 invested in May 2017 could now be cashed in at a staggering £16,650

If you are a ‘set it and forget’ kind of person then locking Bitcoin into a ‘Yield’ programme could be another possible option. A small deposit can return massive rewards from a highly skilled team that operates the ‘blockchain’. Since my own investment in October last year, each month since then has returned a total of 73%. Sounds incredible? Yes, but when we understand how this works, we can then understand how this can be achieved. 

The FUD (fear, uncertainty and doubt) narrative that banks are actively involved in, is a desperate attempt to convey the FUD message to try and stop the haemorrhaging of deposit accounts bleeding into the better crypto investment returns. 

Once you have studied the crypto market for as long as I have, (around 5 hours a day for 8 months), we can begin to make a balanced judgment about the bank narrative and the wiser billionaire investment narrative.  In the same way that many said that the internet would not work, Google was a bad investment and Amazon stock was overpriced at $70 from its opening price in 2001 of $23 (now $3467), we now have the same thing in crypto currency assets. 

Most USA banks have announced that they will now offer Digital currency to their customers and with Visa, Mastercard, Pay Pal as well as most merchants now accepting digital currency payments, it will only be a question of time before it all becomes mainstream from the 1% of people who currently get this. 

‘Front running’ the market is all about seeing an opportunity before ‘retail’ (Joe public) investors do. We are only at the beginning of this year and the crypto currency space should at least double before the year end.  After this it will likely see a correction. 

A possible ‘Black Swan’ event will be if governments globally stop money printing and raise interest rates which will have a significant impact on all the markets and pensions as well as crypto. In my view this is unlikely this year. 

It’s all about seeing the most likely opportunity that so far has not been widely adopted and ‘front running’ before everyone jumps in. Sadly those people late to see the opportunity may be too late to take huge advantage of earlier investors. 

With limited supply and the digital economy now reliant on the ‘blockchain’ upon which the ecosystem is built, the institutional involvement now is unstoppable and these are the reason for the intrinsic value as well as extrinsic value rising rapidly.

Are you ready to dip your toe into the water?

For more detail on how all this works contact me at

As with any financial investment, prices can go down as well as up, so investors should only use money that they can afford to lose. I am not a financial advisor and have no training or qualification in this area. However, my extensive and exhaustive research into all areas of digital investments has returned me a significant return.  I am happy to share (for free) to anyone interested in growing their wealth.